TCT,
In light of our continuing discussion on the use of PFDs, I thought the following discussion from an Adirondack club might provide some interesting perspective.
http://www.adkforum.com/showthread.php?t=13674
I've been googling the issue and there's a fair amount of material on this subject out there.
In the interest of hearing both sides of an argument, it would be useful to hear folks in the club who don't feel that wearing a PDF at all times is a good idea and the reasoning behind their position.
jp